Finding out if substance abuse treatment is covered by the Cigna Rehab Provider Network can seem like an overwhelming task. Thankfully, the Recover has the ability to help countless individuals get assist that was spent for by their policy.
For those looking for drug or alcohol addiction treatment, Cigna provides its policyholders with a minimum of some level of advantages. Most people are uninformed of what level of protection they have for drug abuse and psychological health treatment, and much more people panic at the thought of utilizing an out-of-network rehab center, due to the fact that of the potentially astronomical costs.
Comprehending the difference between your substance abuse and mental health benefits from your basic health advantages is essential due to the fact that lots of people presume they are the very same. Alcohol and drug rehab programs accept insurance coverage based upon the history of their ability to approve claims, instead of rejecting them. Not even Cigna itself can guarantee whether your claim will be authorized or denied, even when you have actually picked a rehab center that seems in network.
Independent evaluation of your Cigna drug rehab coverage will identify:
– Which alcohol and drug rehabilitations you are qualified for
– The length of time you can attend the program (30, 60, 90 days, and so on).
– Which level of care will be covered.
– Where the treatment center lies.
Many people we help were uninformed of the possible their Cigna drug rehab coverage had for alcohol and drug rehab because of what they were informed by Cigna directly or what they check out in black and white about their benefits. Frequently, we see individuals look into a drug abuse treatment program because they were informed that their Cigna insurance covers the program, just to see the private ended up being responsible for claims that were not approved by the insurer. With the information you will gain, you’ll know all of your alternatives in advance.
Picking an in-network Cigna approved drug rehab rather of an out-of-network company can usually indicate the distinction of going to treatment for simply 1 month or being able to opt for several months. There are experts ready and with the ability to provide important details about your Cigna insurance coverage based upon years of experience having validated thousands of policies and having actually put countless people into an official addiction treatment program.
Other Benefits of Cigna Health Insurance
It is necessary to know all of the benefits of your Cigna medical insurance protection, specifically when it pertains to your overall health and your life beyond rehab. Cigna drug rehab programs are versatile and very accommodating to your spending plan. Did you understand that you’re likely covered one hundred percent for in-network preventative care, such as yearly examinations, screenings, and regular immunizations?
Likewise, Cigna has actually customized website tools and even a mobile app, all of which can help you find in-network suppliers, examine your claims, manage account balances and more. Cigna agents are waiting 24/7 if you have any questions about in-network service providers, claims, and your insurance protection. This is particularly valuable if you have an emergency and need to find the closest provider that’s covered by your policy.
Cigna has a presence in about 20 U.S. states along with 30 other nations. The business claims to promote the greatest return-to-work results, which is particularly essential for recovering addicts who want to have their job awaiting them while they complete an inpatient treatment program.