The term disability can be defined as any condition that impedes the completion of daily tasks using traditional methods. The term disability is complex term and can be simplified using a number of broad sub-categories, like physical impairments affecting body movements such as post-polio syndrome and cerebral palsy; sensory impairments such as visual or hearing impairments; neurological impairments such as epilepsy; cognitive impairments and psychiatric conditions such as depression and schizophrenia. There are some disabilities which are not obvious to outside observers. These are called invisible disabilities. Since the definitions given are different it is difficult to make a complete list of disabilities.Individual disability insurance is designed to replace some part of the individual’s gross income when a sickness or illness prevents the person from working. There are many disability insurance products, as high customization is required. The chances of getting paid a monthly benefit under an improper contract may be significantly lower than from a quality contract. Hence, buyers are cautious about these insurance policies.Disability Insurance Leads can be found in many places, like doctors’ offices or hospitals. Schools for special children can provide quality leads. Insurance agents also try to get leads from various company databases. Regular options, like referrals or mouth-to-mouth publicity, are always a possible source of Disability Insurance Leads. One can use the internet for pop up ads, banners or email to get leads. Also nowadays there are many online companies who provide the leads. The service provided by these companies is useful. They provide quality leads for reasonable rates.